HSA

HSA Guide

HSA like a pro

Stretch your dollars further and put more money in your pocket. Health Savings Accounts empower you to save more, spend smarter and invest in your healthcare

Why choose us?

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24/7 member services

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Award-winning mobile app

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Convenient Help Center

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Easy account management

HSA qualified medical expenses

Because of the tax savings on contributions, you can save an average of 30 percent4 on qualified medical expenses, including but not limited to:

  • Acne Medicine
  • Braces
  • Crutches
  • Denturist
  • EyeglassesRx
  • Eye Surgery
  • Flu Shot
  • Hearing Aids
  • Motorized Wheelchair
  • PrescriptionsRx
  • X-Rays

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FSA HSA

Traditional health plan

HSA-qualified health plan

Higher premiums

Lower premiums

Lower deductibles

Higher deductibles

Doesn’t cover premium payments

Cover premium payments

Funds expire

Funds don’t expire

Roll over funds

Unlike Flexible Spending Accounts (FSA), you own your HSA. That means your entire balance rolls over every year—even if you change health plans, retire, or leave your employer.

Save

Put more money in your pocket.

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Your retirement engine

Unlike other account types, an HSA lets you invest money to build the ultimate retirement nest egg. To get you there, HealthEquity offers a powerful lineup of low-cost Vanguard mutual funds.8Choose from index funds or target date funds.

  • Invest your money just like a 401(k)
  • Access liquid funds anytime
  • Enjoy lower fees and transparent pricing
  • Take advantage of powerful advisory tools offered by HealthEquity Advisors, LLC5

How do I sign up?

You can enroll in an HSA-qualified health plan and sign up for an account during your organization’s annual open enrollment. If you have a high-deductible health plan on your own—not offered through an employer—you can sign up right now.

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